Watchman

Contact Details

01935 389812

The policy you pay for when the house is sold

The market-leading unoccupied probate property insurance for UK solicitors.

Why Watchman?

  • Easy to set up. Same day cover usually available
  • Initial deposit only
  • Balance of premium is deferred up to a year
  • No cancellation fees
  • No hidden charges
  • More cost-effective
  • Wide standard cover
  • Easy security and inspection criteria
  • NO risk of ‘gaps’ in the cover period and you pay only for the days on cover you need
  • Watchman Insurance is provided for up to one year at a time and apart from a small initial deposit, you can usually settle the entire insurance premium when the house is sold or transferred.

The premium is 'deferred'

Watchman insurance lasts for up to a year at a time but you only pay for the exact number of days cover you need when it is cancelled. A small deposit secures cover for a fixed daily rate that accumulates and is then settled when the property is sold/transferred up to a year later.

Want to hear from Watchman?


Click here to start an email – [email protected]


Most other policies:

However, with Watchman:
  • Exclude cover for malicious damage, theft, subsidence/heave and escape of water.
  • Cover* for malicious damage is usually included as standard, subject to post code. (*Excesses will apply)
  • Include complicated and often onerous security requirements and may require better replacement locks.
  • Enjoy simple, hassle-free security requirements by using the existing locks and security systems and removing keys from the premises.
  • Have weekly inspections requirements.
  • Inspections occur every 30 days.
  • Include cancellation fees and disproportionate cancellation scales usually apply
  • Only pay for days on cover, and no cancellation fee.
  • May require you to use your own funds to pay the premium or enter a finance agreement.
  • Deferred payment and daily price mean you only pay for exact days on cover, no premium finance means easy administration and no APR credit charges.
  • Cover is often not available for property unoccupied due to client in care or subject to legal capacity.
  • Cover is available for property unoccupied due to client in care or subject to legal capacity.